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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,862 | $148,623+158.3% | $135,974+182.3% | $139,466+175.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 21.05% | 79.30%-58.3pp | 68.30%-47.3pp | 373.66%-352.6pp |
| Employer contribution / active EE | $3,185 | $5,246-39.3% | $4,859-34.4% | $4,754-33.0% |
| Participant deferral / active EE | $7,476 | $8,103-7.7% | $7,760-3.7% | $6,712+11.4% |
| Admin fee / account holder | $435 | $12,406-96.5% | $10,767-96.0% | $11,409-96.2% |