Filed December 19, 1997
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: HARPER& PEARSON COMPANY, P.C. Service code 10 · EIN 74-1695589 | Accounting | $11,900 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,489 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,961 | $88,042+323.6% | $138,135+170.0% | $79,858+367.0% |
| Participation rate | 98.1% | 71.4%+26.7pp | 78.7%+19.4pp | 69.6%+28.5pp |
| Annual return | 12.60% | 20.58%-8.0pp | 20.51%-7.9pp | 31.71%-19.1pp |
| Employer contribution / active EE | $0 | $3,103-100.0% | $5,587-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $11,656 | $4,704+147.8% | $6,431+81.2% | $3,740+211.7% |
| Admin fee / account holder | $122 | $7,791-98.4% | $11,856-99.0% | $5,306-97.7% |