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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,475 | $78,707-42.2% | $117,861-61.4% | $70,126-35.2% |
| Participation rate | 96.3% | 73.2%+23.1pp | 79.7%+16.6pp | 69.5%+26.8pp |
| Annual return | 27.66% | 23.30%+4.4pp | 335.11%-307.4pp | 73.15%-45.5pp |
| Employer contribution / active EE | $3,704 | $2,223+66.6% | $3,786-2.2% | $2,343+58.1% |
| Participant deferral / active EE | $2,506 | $3,297-24.0% | $4,482-44.1% | $3,332-24.8% |
| Admin fee / account holder | $747 | $5,066-85.3% | $8,021-90.7% | $4,645-83.9% |