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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,180 | $185,905+69.5% | $170,057+85.3% | $139,487+126.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 9.25% | 60.56%-51.3pp | 53.42%-44.2pp | 373.84%-364.6pp |
| Employer contribution / active EE | $10,617 | $7,597+39.7% | $6,790+56.4% | $4,755+123.3% |
| Participant deferral / active EE | $8,494 | $11,627-26.9% | $10,411-18.4% | $6,713+26.5% |
| Admin fee / account holder | $604,564 | $15,397+3826.6% | $12,826+4613.5% | $11,407+5199.8% |