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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $780,752 | $209,888+272.0% | $189,545+311.9% | $167,553+366.0% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 16.43% | 748.66%-732.2pp | 555.36%-538.9pp | 478.89%-462.5pp |
| Employer contribution / active EE | $17,956 | $6,915+159.7% | $6,162+191.4% | $4,840+271.0% |
| Participant deferral / active EE | $8,156 | $8,934-8.7% | $8,220-0.8% | $6,343+28.6% |
| Admin fee / account holder | $5,287 | $14,300-63.0% | $12,049-56.1% | $12,316-57.1% |