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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,953 | $112,933+7.1% | $90,970+33.0% | $158,982-23.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 6.29% | 215.82%-209.5pp | 134.60%-128.3pp | 302.99%-296.7pp |
| Employer contribution / active EE | $1,771 | $2,893-38.8% | $2,122-16.5% | $4,763-62.8% |
| Participant deferral / active EE | $7,717 | $4,128+86.9% | $3,373+128.8% | $5,983+29.0% |
| Admin fee / account holder | $2,526 | $8,047-68.6% | $5,961-57.6% | $11,252-77.5% |