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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,247 | $95,979+8.6% | $74,551+39.8% | $135,380-23.0% |
| Participation rate | 85.7% | 75.7%+10.1pp | 69.1%+16.6pp | 82.6%+3.1pp |
| Annual return | 1.32% | 56.97%-55.6pp | 32.53%-31.2pp | 519.81%-518.5pp |
| Employer contribution / active EE | $1,307 | $2,716-51.9% | $1,961-33.4% | $4,779-72.7% |
| Participant deferral / active EE | $5,951 | $3,844+54.8% | $3,108+91.5% | $5,609+6.1% |
| Admin fee / account holder | $3,054 | $6,522-53.2% | $5,059-39.6% | $10,828-71.8% |