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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,859 | $96,691-38.1% | $86,656-30.9% | $139,487-57.1% |
| Participation rate | 30.0% | 74.4%-44.4pp | 71.7%-41.7pp | 80.3%-50.3pp |
| Annual return | 12.35% | 106.87%-94.5pp | 593.09%-580.7pp | 373.84%-361.5pp |
| Employer contribution / active EE | $0 | $3,267-100.0% | $3,025-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $1,783 | $4,838-63.2% | $4,439-59.8% | $6,713-73.4% |
| Admin fee / account holder | $1,424 | $6,414-77.8% | $5,619-74.7% | $11,407-87.5% |