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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,121 | $100,938-42.4% | $90,461-35.7% | $158,982-63.4% |
| Participation rate | 57.9% | 75.0%-17.1pp | 72.7%-14.8pp | 82.0%-24.1pp |
| Annual return | 11.44% | 1727.20%-1715.8pp | 1294.76%-1283.3pp | 302.99%-291.6pp |
| Employer contribution / active EE | $0 | $3,691-100.0% | $3,264-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,287 | $4,350-24.4% | $3,964-17.1% | $5,983-45.1% |
| Admin fee / account holder | $15,404 | $6,510+136.6% | $5,617+174.3% | $11,252+36.9% |