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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,712 | $73,863-63.8% | $143,797-81.4% | $68,490-61.0% |
| Participation rate | 85.2% | 66.7%+18.5pp | 80.3%+4.9pp | 67.9%+17.3pp |
| Annual return | -15.54% | 0.91%-16.4pp | -0.04%-15.5pp | -7.85%-7.7pp |
| Employer contribution / active EE | $1,488 | $3,185-53.3% | $4,952-70.0% | $2,597-42.7% |
| Participant deferral / active EE | $595 | $3,385-82.4% | $5,638-89.4% | $4,028-85.2% |
| Admin fee / account holder | $620 | $5,756-89.2% | $14,679-95.8% | $5,403-88.5% |