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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,823 | $85,171-79.1% | $172,753-89.7% | $72,976-75.6% |
| Participation rate | 75.6% | 70.1%+5.5pp | 82.6%-7.0pp | 69.5%+6.1pp |
| Annual return | 14.45% | 27.32%-12.9pp | 803.00%-788.6pp | 81.02%-66.6pp |
| Employer contribution / active EE | $1,194 | $3,324-64.1% | $5,144-76.8% | $2,440-51.1% |
| Participant deferral / active EE | $641 | $3,260-80.3% | $5,198-87.7% | $3,608-82.2% |
| Admin fee / account holder | $1,037 | $5,880-82.4% | $13,956-92.6% | $5,124-79.8% |