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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.5 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $79,014 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB & CO.,INC Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $166 |
CHARLES SCHWAB & CO., INC.7+ years Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,159 | $61,166+359.7% | $185,849+51.3% | $79,391+254.1% |
| Participation rate | 89.6% | 66.6%+23.0pp | 81.7%+7.9pp | 70.7%+18.9pp |
| Annual return | 12.89% | 19.45%-6.6pp | 122.10%-109.2pp | 116.88%-104.0pp |
| Employer contribution / active EE | $17,713 | $2,321+663.2% | $5,169+242.7% | $2,428+629.6% |
| Participant deferral / active EE | $14,408 | $2,789+416.6% | $5,569+158.7% | $4,046+256.1% |
| Admin fee / account holder | $511 | $710-27.9% | $16,244-96.9% | $627-18.4% |