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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.1+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES, IN Service code 15 · EIN 34-1479833 | Recordkeeping | $49,253 |
SHOBE & ASSOCIATES INC1+ years Service code 28 · EIN 72-0970975 | Investment Management | $5,800 |
CHARLES SCHWAB & CO., INC.1+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $3,213 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,118 | $46,360+482.7% | $147,617+83.0% | $52,331+416.2% |
| Participation rate | 96.0% | 64.9%+31.1pp | 84.6%+11.4pp | 68.1%+27.9pp |
| Annual return | -1.51% | 1.62%-3.1pp | 61.98%-63.5pp | 4.54%-6.0pp |
| Employer contribution / active EE | $16,955 | $2,126+697.5% | $5,564+204.7% | $1,882+801.1% |
| Participant deferral / active EE | $11,493 | $2,258+409.1% | $4,895+134.8% | $3,022+280.3% |
| Admin fee / account holder | $414 | $766-45.9% | $11,612-96.4% | $592-30.0% |