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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 19 · EIN 13-5674085 | Securities Custodian | $92,324 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,935 | $58,895+208.9% | $178,503+1.9% | $73,497+147.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 81.9%+18.1pp | 70.7%+29.3pp |
| Annual return | 14.80% | 24.86%-10.1pp | 151.12%-136.3pp | 28.51%-13.7pp |
| Employer contribution / active EE | $7,466 | $2,236+233.9% | $5,011+49.0% | $2,270+228.9% |
| Participant deferral / active EE | $4,705 | $2,567+83.3% | $5,202-9.6% | $3,740+25.8% |
| Admin fee / account holder | $1,179 | $400+194.6% | $13,987-91.6% | $513+129.9% |