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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 28 · EIN 13-5674085 4 WORLD FINANCIAL CENTER · NEW YORK, NY 10281 | Investment Management | $241,906 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,259 | $52,961+195.0% | $172,752-9.5% | $65,185+139.7% |
| Participation rate | 100.0% | 66.2%+33.8pp | 82.6%+17.4pp | 70.2%+29.8pp |
| Annual return | 15.47% | 30.12%-14.7pp | 802.97%-787.5pp | 29.38%-13.9pp |
| Employer contribution / active EE | $6,815 | $2,190+211.2% | $5,144+32.5% | $2,177+213.1% |
| Participant deferral / active EE | $4,290 | $2,471+73.6% | $5,198-17.5% | $3,514+22.1% |
| Admin fee / account holder | $1,526 | $472+223.3% | $13,955-89.1% | $847+80.1% |