Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,754 | $25,723-23.2% | $69,182-71.4% | $55,167-64.2% |
| Participation rate | 66.0% | 39.4%+26.6pp | 55.1%+10.9pp | 69.0%-3.0pp |
| Annual return | 7.53% | 9.56%-2.0pp | -21.93%+29.5pp | 169.23%-161.7pp |
| Employer contribution / active EE | $0 | $480-100.0% | $1,206-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $1,029 | $963+6.8% | $1,897-45.8% | $3,054-66.3% |
| Admin fee / account holder | $674 | $365+84.9% | $2,697-75.0% | $504+33.8% |