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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,192 | $52,279+390.0% | $89,400+186.6% | $79,858+220.8% |
| Participation rate | 93.8% | 57.5%+36.2pp | 68.0%+25.8pp | 69.6%+24.1pp |
| Annual return | 10.83% | 22.16%-11.3pp | 245.64%-234.8pp | 31.72%-20.9pp |
| Employer contribution / active EE | $2,358 | $1,572+50.1% | $2,586-8.8% | $2,471-4.6% |
| Participant deferral / active EE | $6,598 | $2,740+140.8% | $3,890+69.6% | $3,740+76.4% |
| Admin fee / account holder | $12,025 | $3,356+258.3% | $4,882+146.3% | $5,306+126.6% |