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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,719 | $138,076-41.5% | $123,553-34.7% | $135,380-40.4% |
| Participation rate | 83.3% | 84.7%-1.4pp | 82.3%+1.0pp | 82.6%+0.7pp |
| Annual return | -3.60% | 153.70%-157.3pp | 119.21%-122.8pp | 519.81%-523.4pp |
| Employer contribution / active EE | $5,108 | $5,152-0.9% | $4,628+10.4% | $4,779+6.9% |
| Participant deferral / active EE | $10,135 | $6,800+49.1% | $6,426+57.7% | $5,609+80.7% |
| Admin fee / account holder | $1,286 | $10,917-88.2% | $9,284-86.1% | $10,828-88.1% |