Retirement plan

BAYOU LIBERTY WATER ASSOCIATION 401K PROFIT SHARING PLAN

Name: BAYOU LIBERTY WATER ASSOCIATION - BAYOU LIBERTY WATER ASSOCIATION 401K PROFIT SHARING PLAN (2015) Form 5500
Creator: BAYOU LIBERTY WATER ASSOCIATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BAYOU LIBERTY WATER ASSOCIATION 401K PROFIT SHARING PLAN, BAYOU LIBERTY WATER ASSOCIATION

BAYOU LIBERTY WATER ASSOCIATIONEIN 72-0695029Plan #001PY 2015

34578 HIGHWAY 433 - SLIDELL, LA 70460985-643-1216bayoulibertywater.comLinkedIn1-10 employeesutilities

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$395K

No prior year

Total participants

No prior year

Average account balance

$56,426

No prior year

Annual return

0.86%

No prior year

Benchmarks

See 1,118 peers

Peer group

Industry22 - Utilities

Plan typeDefined contribution

Participants<25

Cohort1,118 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$848K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$121K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

116.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$27K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.66%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3879

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$462

$66 / participant

Other / not subdivided$462100.0%

% of EOY assets

0.117%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$56,426

$77,976-27.6%

$81,367-30.7%

$125,389-55.0%

Participation rate

71.4%

83.3%-11.8pp

82.3%-10.9pp

83.2%-11.8pp

Annual return

0.86%

-2.85%+3.7pp

-0.92%+1.8pp

282.24%-281.4pp

Employer contribution / active EE

$1,611

$4,366-63.1%

$3,930-59.0%

$4,866-66.9%

Participant deferral / active EE

$1,763

$5,646-68.8%

$5,383-67.2%

$5,352-67.0%

Admin fee / account holder

$66

$12,476-99.5%

$8,926-99.3%

$9,541-99.3%

BAYOU LIBERTY WATER ASSOCIATION 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BAYOU LIBERTY WATER ASSOCIATION 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion