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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,652 | $48,327-18.0% | $67,575-41.3% | $80,935-51.0% |
| Participation rate | 31.3% | 66.4%-35.2pp | 72.9%-41.7pp | 67.7%-36.4pp |
| Annual return | 19.72% | 18.31%+1.4pp | 3528.98%-3509.3pp | 35.66%-15.9pp |
| Employer contribution / active EE | $0 | $2,022-100.0% | $2,736-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $883 | $2,927-69.8% | $4,003-77.9% | $4,299-79.5% |
| Admin fee / account holder | $20 | $3,692-99.5% | $3,993-99.5% | $6,924-99.7% |