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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,587 | $45,087-63.2% | $69,483-76.1% | $72,976-77.3% |
| Participation rate | 13.5% | 68.5%-55.0pp | 74.6%-61.1pp | 69.5%-56.0pp |
| Annual return | 4.70% | 22.67%-18.0pp | 28.99%-24.3pp | 81.02%-76.3pp |
| Employer contribution / active EE | $0 | $2,055-100.0% | $2,780-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $855 | $2,603-67.1% | $3,537-75.8% | $3,608-76.3% |
| Admin fee / account holder | $20 | $3,057-99.4% | $3,841-99.5% | $5,124-99.6% |