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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,403,202 | $185,312+657.2% | $161,489+768.9% | $154,746+806.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 6.88% | 103.84%-97.0pp | 89.72%-82.8pp | 172.34%-165.5pp |
| Employer contribution / active EE | $21,762 | $4,769+356.3% | $4,268+409.9% | $4,379+397.0% |
| Participant deferral / active EE | $9,050 | $6,350+42.5% | $5,630+60.8% | $6,730+34.5% |
| Admin fee / account holder | $4,517 | $18,654-75.8% | $16,006-71.8% | $14,365-68.6% |