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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,587,002 | $209,422+657.8% | $178,503+789.1% | $158,982+898.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -3.96% | 188.81%-192.8pp | 151.12%-155.1pp | 302.99%-306.9pp |
| Employer contribution / active EE | $15,556 | $5,707+172.6% | $5,011+210.4% | $4,763+226.6% |
| Participant deferral / active EE | $9,517 | $5,955+59.8% | $5,202+82.9% | $5,983+59.0% |
| Admin fee / account holder | $35,990 | $17,079+110.7% | $13,987+157.3% | $11,252+219.9% |