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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,831 | $108,201-81.7% | $77,498-74.4% | $158,931-87.5% |
| Participation rate | 34.8% | 64.4%-29.6pp | 54.2%-19.4pp | 82.0%-47.2pp |
| Annual return | 13.05% | 31.68%-18.6pp | 54.79%-41.7pp | 302.86%-289.8pp |
| Employer contribution / active EE | $641 | $1,325-51.6% | $987-35.0% | $4,761-86.5% |
| Participant deferral / active EE | $877 | $2,457-64.3% | $1,861-52.9% | $5,982-85.3% |
| Admin fee / account holder | $3,858 | $3,709+4.0% | $2,858+35.0% | $11,247-65.7% |