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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,494 | $62,592+55.8% | $85,693+13.8% | $85,856+13.6% |
| Participation rate | 59.1% | 61.1%-2.0pp | 69.9%-10.8pp | 69.3%-10.2pp |
| Annual return | 13.84% | 23.77%-9.9pp | 21.49%-7.6pp | 318.58%-304.7pp |
| Employer contribution / active EE | $1,121 | $1,755-36.2% | $2,618-57.2% | $2,565-56.3% |
| Participant deferral / active EE | $3,782 | $2,802+35.0% | $3,923-3.6% | $3,952-4.3% |
| Admin fee / account holder | $5,079 | $4,643+9.4% | $6,874-26.1% | $6,261-18.9% |