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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,611 | $55,437+54.4% | $155,534-45.0% | $74,459+15.0% |
| Participation rate | 99.1% | 61.9%+37.2pp | 78.2%+20.9pp | 67.2%+31.9pp |
| Annual return | 10.42% | 269.58%-259.2pp | 64.92%-54.5pp | 1369.70%-1359.3pp |
| Employer contribution / active EE | $6,513 | $2,266+187.4% | $4,675+39.3% | $2,626+148.1% |
| Participant deferral / active EE | $3,848 | $2,837+35.6% | $5,630-31.7% | $4,350-11.5% |
| Admin fee / account holder | $12,546 | $1,742+620.0% | $15,900-21.1% | $1,945+545.1% |