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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,973 | $84,233+19.9% | $170,436-40.8% | $70,131+44.0% |
| Participation rate | 96.1% | 70.8%+25.2pp | 83.6%+12.5pp | 69.5%+26.5pp |
| Annual return | 9.44% | 23.06%-13.6pp | 205.94%-196.5pp | 73.14%-63.7pp |
| Employer contribution / active EE | $5,943 | $3,387+75.5% | $5,433+9.4% | $2,342+153.7% |
| Participant deferral / active EE | $4,293 | $3,086+39.1% | $4,939-13.1% | $3,332+28.8% |
| Admin fee / account holder | $25,296 | $5,698+344.0% | $13,880+82.2% | $4,645+444.5% |