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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,860 | $208,088+36.9% | $186,193+53.0% | $154,746+84.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 15.62% | 89.97%-74.4pp | 78.03%-62.4pp | 172.34%-156.7pp |
| Employer contribution / active EE | $0 | $4,340-100.0% | $3,918-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $6,752 | $7,078-4.6% | $6,513+3.7% | $6,730+0.3% |
| Admin fee / account holder | $396 | $11,698-96.6% | $11,058-96.4% | $14,365-97.2% |