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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,095 | $211,239+14.6% | $178,528+35.6% | $145,877+66.0% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 10.38% | 30.22%-19.8pp | 27.11%-16.7pp | 551.28%-540.9pp |
| Employer contribution / active EE | $7,409 | $4,570+62.1% | $3,950+87.6% | $4,663+58.9% |
| Participant deferral / active EE | $6,852 | $6,963-1.6% | $6,278+9.1% | $6,691+2.4% |
| Admin fee / account holder | $2,109 | $12,095-82.6% | $10,419-79.8% | $13,402-84.3% |