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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,860 | $289,211-1.5% | $260,467+9.4% | $198,609+43.4% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 15.62% | 112.90%-97.3pp | 100.60%-85.0pp | 202.70%-187.1pp |
| Employer contribution / active EE | $0 | $4,663-100.0% | $4,239-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $6,752 | $6,812-0.9% | $6,319+6.8% | $6,977-3.2% |
| Admin fee / account holder | $396 | $16,236-97.6% | $15,461-97.4% | $19,030-97.9% |