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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
HANCOCK WHITNEY BANK2+ years Filed as: WHITNEY BANK Service code 21 · EIN 72-1171087 | Bank Trustee | $0 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,416 | $37,044-77.3% | $71,796-88.3% | $57,658-85.4% |
| Participation rate | 77.7% | 61.1%+16.6pp | 69.1%+8.6pp | 70.2%+7.4pp |
| Annual return | 9.87% | 12.64%-2.8pp | 78.04%-68.2pp | 5.13%+4.7pp |
| Employer contribution / active EE | $270 | $720-62.5% | $1,924-86.0% | $1,974-86.3% |
| Participant deferral / active EE | $758 | $1,974-61.6% | $2,794-72.9% | $3,061-75.2% |
| Admin fee / account holder | $0 | $101-100.0% | $4,815-100.0% | $95-100.0% |