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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,121 | $73,978+184.0% | $96,515+117.7% | $75,173+179.5% |
| Participation rate | 84.8% | 66.4%+18.4pp | 74.3%+10.4pp | 67.2%+17.6pp |
| Annual return | 11.20% | 26.72%-15.5pp | 35.73%-24.5pp | 160.72%-149.5pp |
| Employer contribution / active EE | $6,235 | $2,931+112.8% | $3,740+66.7% | $2,671+133.4% |
| Participant deferral / active EE | $8,706 | $3,660+137.9% | $4,880+78.4% | $4,126+111.0% |
| Admin fee / account holder | $16,597 | $5,219+218.0% | $6,735+146.4% | $5,651+193.7% |