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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,748 | $63,346+131.7% | $92,240+59.1% | $70,126+109.3% |
| Participation rate | 83.0% | 68.7%+14.3pp | 76.5%+6.5pp | 69.5%+13.4pp |
| Annual return | 10.32% | 530.19%-519.9pp | 176.29%-166.0pp | 73.15%-62.8pp |
| Employer contribution / active EE | $4,826 | $2,471+95.3% | $3,680+31.1% | $2,343+106.0% |
| Participant deferral / active EE | $6,550 | $2,854+129.5% | $3,897+68.1% | $3,332+96.6% |
| Admin fee / account holder | $4,440 | $3,841+15.6% | $5,194-14.5% | $4,645-4.4% |