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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,593 | $110,212+23.9% | $96,534+41.5% | $139,466-2.1% |
| Participation rate | 84.2% | 78.1%+6.1pp | 76.0%+8.2pp | 80.3%+3.9pp |
| Annual return | 17.35% | 26.42%-9.1pp | 25.88%-8.5pp | 373.66%-356.3pp |
| Employer contribution / active EE | $1,121 | $3,620-69.0% | $2,965-62.2% | $4,754-76.4% |
| Participant deferral / active EE | $3,359 | $5,547-39.4% | $4,851-30.8% | $6,712-50.0% |
| Admin fee / account holder | $1,268 | $11,599-89.1% | $8,253-84.6% | $11,409-88.9% |