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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,339 | $39,162-17.4% | $100,671-67.9% | $59,633-45.8% |
| Participation rate | 46.7% | 55.9%-9.2pp | 70.7%-24.0pp | 68.7%-22.0pp |
| Annual return | -1.58% | 21.07%-22.6pp | 20.43%-22.0pp | 2041.45%-2043.0pp |
| Employer contribution / active EE | $524 | $1,151-54.4% | $4,012-86.9% | $2,203-76.2% |
| Participant deferral / active EE | $1,796 | $1,992-9.8% | $3,144-42.9% | $3,192-43.7% |
| Admin fee / account holder | $19,935 | $2,969+571.4% | $4,850+311.1% | $4,297+363.9% |