Filed November 11, 2025
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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $7,700 |
STRATEGIC ADVISORS, INC.7 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $6,361 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,137 | $46,332-2.6% | $143,797-68.6% | $64,824-30.4% |
| Participation rate | 100.0% | 64.2%+35.8pp | 80.3%+19.7pp | 71.5%+28.5pp |
| Annual return | -16.59% | -10.05%-6.5pp | -0.04%-16.5pp | 32.84%-49.4pp |
| Employer contribution / active EE | $2,274 | $1,911+19.0% | $4,952-54.1% | $2,507-9.3% |
| Participant deferral / active EE | $2,864 | $2,647+8.2% | $5,638-49.2% | $4,311-33.6% |
| Admin fee / account holder | $31 | $154-79.8% | $14,679-99.8% | $188-83.4% |