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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,819 | $99,652-51.0% | $78,778-38.0% | $147,586-66.9% |
| Participation rate | 90.0% | 76.2%+13.8pp | 69.2%+20.8pp | 82.8%+7.2pp |
| Annual return | 17.70% | 47.28%-29.6pp | 35.62%-17.9pp | 578.59%-560.9pp |
| Employer contribution / active EE | $1,500 | $2,796-46.3% | $1,986-24.5% | $4,876-69.2% |
| Participant deferral / active EE | $1,548 | $3,664-57.8% | $2,958-47.7% | $5,439-71.5% |
| Admin fee / account holder | $6,571 | $7,155-8.2% | $5,134+28.0% | $10,886-39.6% |