Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,827 | $58,828+1.7% | $78,002-23.3% | $62,881-4.9% |
| Participation rate | 67.6% | 71.1%-3.5pp | 75.5%-8.0pp | 69.3%-1.7pp |
| Annual return | 7.31% | 17.16%-9.8pp | 425.99%-418.7pp | 20.14%-12.8pp |
| Employer contribution / active EE | $179 | $1,672-89.3% | $2,470-92.8% | $2,281-92.1% |
| Participant deferral / active EE | $1,791 | $2,686-33.3% | $3,497-48.8% | $3,203-44.1% |
| Admin fee / account holder | $5,245 | $4,393+19.4% | $5,481-4.3% | $4,296+22.1% |