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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,350 | $100,805-62.9% | $86,698-56.9% | $134,532-72.2% |
| Participation rate | 89.5% | 79.0%+10.5pp | 76.6%+12.9pp | 81.2%+8.2pp |
| Annual return | -15.65% | 29.09%-44.7pp | 35.95%-51.6pp | 418.27%-433.9pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,596 | $5,339-32.6% | $4,656-22.8% | $6,401-43.8% |
| Admin fee / account holder | $2,074 | $10,925-81.0% | $7,493-72.3% | $11,429-81.9% |