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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,108 | $45,438-49.1% | $80,004-71.1% | $59,633-61.2% |
| Participation rate | 97.5% | 63.7%+33.8pp | 73.0%+24.5pp | 68.7%+28.8pp |
| Annual return | 1.25% | 5.10%-3.8pp | 7.63%-6.4pp | 2041.45%-2040.2pp |
| Employer contribution / active EE | $625 | $1,236-49.4% | $2,473-74.7% | $2,203-71.6% |
| Participant deferral / active EE | $777 | $2,231-65.2% | $3,204-75.7% | $3,192-75.6% |
| Admin fee / account holder | $2,839 | $3,464-18.1% | $5,033-43.6% | $4,297-33.9% |