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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP3 years Service code 12 · EIN 93-1253576 1100 SW SIXTH AVENUE · PORTLAND, OR 97204 | Custodial (other than securities); Cl... | $28,306 |
SHERIDAN ROAD ADVISORS LLC3 years Filed as: HUB INTERNATIONAL MIDWEST LIMITED Service code 27 · EIN 35-0672425 3510 N. CAUSEWAY BOULEVARD · METAIRIE, LA 70002 | Advisory (Plan) | $6,680 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB Service code 19 · EIN 25-1838406 300 SCHWAB WAY · WESTLAKE, TX 76262 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,433 | $93,617+101.3% | $135,982+38.6% | $75,177+150.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 13.01% | 30.89%-17.9pp | 68.32%-55.3pp | 160.75%-147.7pp |
| Employer contribution / active EE | $7,035 | $3,538+98.8% | $4,859+44.8% | $2,671+163.4% |
| Participant deferral / active EE | $6,325 | $6,406-1.3% | $7,760-18.5% | $4,126+53.3% |
| Admin fee / account holder | $396 | $6,980-94.3% | $10,767-96.3% | $5,651-93.0% |