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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,757 | $98,776+92.1% | $149,745+26.7% | $79,856+137.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.64% | 27.38%-15.7pp | 276.72%-265.1pp | 31.71%-20.1pp |
| Employer contribution / active EE | $7,697 | $3,217+139.2% | $4,646+65.7% | $2,471+211.5% |
| Participant deferral / active EE | $6,124 | $5,681+7.8% | $6,843-10.5% | $3,741+63.7% |
| Admin fee / account holder | $6,735 | $6,053+11.3% | $9,312-27.7% | $5,306+26.9% |