See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CITIZENS & NORTHERN BANK10+ years Service code 15 · EIN 24-0756925 90-92 MAIN STREET · WELLSBORO, PA 16901 | Recordkeeping | $39,526 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,982 | $79,171+42.7% | $102,423+10.3% | $74,495+51.7% |
| Participation rate | 87.0% | 74.8%+12.2pp | 76.5%+10.5pp | 67.2%+19.8pp |
| Annual return | 12.89% | 54.93%-42.0pp | 29.32%-16.4pp | 1364.94%-1352.1pp |
| Employer contribution / active EE | $4,157 | $2,362+76.0% | $3,023+37.5% | $2,623+58.5% |
| Participant deferral / active EE | $5,403 | $4,415+22.4% | $5,053+6.9% | $4,346+24.3% |
| Admin fee / account holder | $395 | $2,001-80.3% | $9,451-95.8% | $1,942-79.7% |