See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CITIZENS & NORTHERN BANK9+ years Service code 15 · EIN 24-0756925 | Recordkeeping | $37,724 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,850 | $76,050+24.7% | $96,544-1.8% | $71,457+32.7% |
| Participation rate | 83.6% | 74.4%+9.2pp | 76.0%+7.7pp | 67.9%+15.7pp |
| Annual return | 13.99% | 22.81%-8.8pp | 25.84%-11.9pp | 28.85%-14.9pp |
| Employer contribution / active EE | $3,595 | $2,244+60.2% | $2,965+21.2% | $2,588+38.9% |
| Participant deferral / active EE | $4,820 | $4,215+14.3% | $4,851-0.6% | $4,289+12.4% |
| Admin fee / account holder | $325 | $2,707-88.0% | $8,252-96.1% | $1,587-79.5% |