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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,394 | $27,639+10.0% | $61,501-50.6% | $68,490-55.6% |
| Participation rate | 38.5% | 39.5%-1.1pp | 52.6%-14.1pp | 67.9%-29.4pp |
| Annual return | -17.57% | -13.19%-4.4pp | 339.04%-356.6pp | -7.85%-9.7pp |
| Employer contribution / active EE | $193 | $696-72.3% | $1,160-83.4% | $2,597-92.6% |
| Participant deferral / active EE | $1,795 | $1,264+42.0% | $2,125-15.5% | $4,028-55.4% |
| Admin fee / account holder | $489 | $2,012-75.7% | $2,132-77.1% | $5,403-91.0% |