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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,678 | $87,037-56.7% | $106,201-64.5% | $80,874-53.4% |
| Participation rate | 90.7% | 70.4%+20.3pp | 75.3%+15.5pp | 67.6%+23.1pp |
| Annual return | 13.15% | 17.05%-3.9pp | 116.26%-103.1pp | 35.62%-22.5pp |
| Employer contribution / active EE | $3,192 | $2,396+33.2% | $3,170+0.7% | $2,756+15.8% |
| Participant deferral / active EE | $5,175 | $3,986+29.8% | $5,012+3.2% | $4,297+20.4% |
| Admin fee / account holder | $3,033 | $8,434-64.0% | $11,039-72.5% | $6,935-56.3% |