Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,498 | $86,655-64.8% | $119,608-74.5% | $66,930-54.4% |
| Participation rate | 66.1% | 75.6%-9.5pp | 79.3%-13.2pp | 69.8%-3.7pp |
| Annual return | -17.98% | -8.00%-10.0pp | -14.98%-3.0pp | 1.57%-19.6pp |
| Employer contribution / active EE | $1,463 | $2,536-42.3% | $4,232-65.4% | $2,545-42.5% |
| Participant deferral / active EE | $7,079 | $4,358+62.4% | $5,601+26.4% | $4,238+67.0% |
| Admin fee / account holder | $1,031 | $755+36.6% | $10,326-90.0% | $593+73.8% |