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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,264 | $110,551+45.0% | $80,741+98.5% | $167,518-4.3% |
| Participation rate | 100.0% | 64.0%+36.0pp | 54.2%+45.8pp | 82.1%+17.9pp |
| Annual return | 21.39% | 120.57%-99.2pp | 87.30%-65.9pp | 478.71%-457.3pp |
| Employer contribution / active EE | $5,652 | $1,543+266.4% | $1,160+387.2% | $4,838+16.8% |
| Participant deferral / active EE | $10,559 | $2,870+267.9% | $2,145+392.1% | $6,342+66.5% |
| Admin fee / account holder | $596 | $4,547-86.9% | $3,380-82.4% | $12,312-95.2% |