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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,800 | $81,457-86.7% | $103,378-89.6% | $80,911-86.7% |
| Participation rate | 86.8% | 66.8%+20.0pp | 74.5%+12.3pp | 67.6%+19.2pp |
| Annual return | 16.39% | 25.58%-9.2pp | 24.91%-8.5pp | 35.63%-19.2pp |
| Employer contribution / active EE | $1,419 | $3,107-54.3% | $3,870-63.3% | $2,756-48.5% |
| Participant deferral / active EE | $4,205 | $3,871+8.6% | $5,058-16.9% | $4,297-2.1% |
| Admin fee / account holder | $249 | $6,717-96.3% | $8,401-97.0% | $6,935-96.4% |