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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,056 | $105,200-20.1% | $159,474-47.3% | $85,847-2.1% |
| Participation rate | 61.7% | 75.8%-14.1pp | 82.8%-21.1pp | 69.3%-7.6pp |
| Annual return | 13.42% | 45.08%-31.7pp | 263.68%-250.3pp | 318.61%-305.2pp |
| Employer contribution / active EE | $1,896 | $3,319-42.9% | $4,831-60.7% | $2,565-26.1% |
| Participant deferral / active EE | $4,458 | $5,946-25.0% | $7,353-39.4% | $3,952+12.8% |
| Admin fee / account holder | $2,323 | $6,934-66.5% | $10,802-78.5% | $6,261-62.9% |